Citi gives many various rewards bank cards. Nevertheless, just some Citi bank cards present entry to the corporate’s invaluable ThankYou Rewards program, and you may want to carry a premium Citi ThankYou card to achieve full entry to the Citi ThankYou switch companions.
Whether or not you are making use of in your first bank card or are a seasoned professional searching for a brand new journey rewards card, a number of playing cards in Citi’s portfolio could be best for you.
Let’s take a better have a look at this system, together with analyzing among the playing cards providing ThankYou Rewards factors and how one can redeem ThankYou Rewards factors.
Finest Citi ThankYou Rewards playing cards
The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Evaluating the perfect Citi ThankYou Rewards playing cards
| Card | Signal-up bonus | Incomes charges | Annual price | Standout advantages |
|---|---|---|---|---|
| Citi Status® Card | Not accessible to new candidates |
|
$495 | |
| Citi Premier® Card | 60,000 bonus factors after spending $4,000 in your card throughout the first three months of account opening |
|
$95 (see charges and costs) |
|
| Citi Rewards+® Card | 20,000 bonus factors after you spend $1,500 in purchases together with your card inside three months of account opening |
|
$0 (see charges and costs) |
|
| Citi Double Money® Card | Earn $200 money again after you spend $1,500 on purchases within the first six months of account opening. |
|
$0 (see charges and costs) |
|
| Citi Customized Money® Card | $200 money again (offered as 20,000 bonus factors) after spending $1,500 on purchases within the first six months of account opening |
|
$0 (see charges and costs) |
|
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Incomes Citi ThankYou Rewards factors
As you possibly can see, many playing cards earn Citi ThankYou factors. However not all ThankYou factors are created equal.
TPG values Citi ThankYou Factors at 1.8 cents every, however that is primarily based on the potential worth you may get by transferring your Citi ThankYou factors to one of many program’s airline or lodge companions. Nevertheless, to switch factors to most Citi ThankYou switch companions, you will need to maintain a premium Citi ThankYou Rewards card just like the Citi Status® Card (which is not accepting new functions) or the Citi Premier® Card.
Should you solely have the Citi Rewards+® Card, Citi Double Money® Card or Citi Customized Money® Card (or one other non-premium Citi ThankYou card), you may earn what we’ll name “fundamental” ThankYou factors. They’re price a flat one cent every when redeemed towards reward playing cards and lots of different cash-like rewards accessible by way of Citi ThankYou.
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It’s also possible to switch “fundamental” ThankYou factors to a few loyalty packages — Selection Privileges, JetBlue TrueBlue and Wyndham Rewards — however these transfers will happen at a decrease charge than when you had a premium Citi ThankYou card.
Nevertheless, when you additionally maintain the Citi Status or Citi Premier, you possibly can mix the “fundamental” ThankYou factors into your Citi Status or Citi Premier account after which switch your rewards to any of the 18 Citi ThankYou journey companions at the perfect switch ratios.
If you wish to add a brand new Citi ThankYou card to your pockets, learn the high-quality print for the sign-up bonus and examine our web page on bank card software guidelines to make sure you’re eligible for the bonus earlier than clicking the “Apply” button.
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Redeeming Citi ThankYou factors
The entire Citi ThankYou Rewards playing cards allow you to redeem ThankYou factors for assertion credit, money rewards, third-party reward playing cards, journey booked by way of the Citi journey portal (now powered by Rocket Journey) and extra at a flat charge of 1 cent per level. Typically, you may even discover reward playing cards on sale that would offer you a barely larger redemption charge.
Watch out, although, as some redemption choices (corresponding to Store With Factors) present lower than 1 cent per level. Guarantee you’re getting not less than 1 cent per ThankYou level earlier than you redeem.
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Nevertheless, chances are you’ll get considerably extra worth once you redeem your ThankYou factors by transferring them to airline or lodge companions. Take a look at the next desk for the switch ratios and how lengthy transfers from Citi ThankYou often take. If you do not have a premium ThankYou Rewards card just like the Citi Status or Citi Premier, you possibly can solely switch to Selection Privileges, JetBlue TrueBlue and Wyndham Rewards (and your switch ratio will not be as profitable, as famous beneath).
| Program | Ratio | Switch time |
|---|---|---|
| Aeromexico Membership Premier | 1:1 | On the spot |
| Accor Dwell Limitless (ALL) | 2:1 | Lower than 24 hours |
| Air France-KLM Flying Blue | 1:1 | On the spot |
| Avianca LifeMiles | 1:1 | On the spot |
| Cathay Pacific Asia Miles | 1:1 | On the spot |
| Selection Privileges | 1:2 (2:3 for non-premium playing cards) | On the spot |
| Emirates Skywards | 1:1 | On the spot |
| Etihad Visitor | 1:1 | On the spot |
| EVA Air Infinity MileageLands | 1:1 | 3 days |
| JetBlue TrueBlue | 1:1 (5:4 for non-premium playing cards) | On the spot |
| Main Lodges of the World Leaders Membership | 5:1 | Unknown |
| Qantas Frequent Flyer | 1:1 | On the spot |
| Qatar Airways Privilege Membership | 1:1 | 2 days |
| Singapore Airways KrisFlyer | 1:1 | Lower than 24 hours |
| Thai Royal Orchid Plus | 1:1 | 7 days |
| Turkish Airways Miles&Smiles | 1:1 | 1 day |
| Virgin Atlantic Flying Membership | 1:1 | On the spot |
| Wyndham Rewards | 1:1 (5:4 for non-premium playing cards) | On the spot |
With so many switch companions, your choices are plentiful when redeeming Citi ThankYou factors. Listed below are some Citi ThankYou candy spots you possibly can use in among the packages that have a tendency to offer probably the most worth:
Associated: Nice methods to maximise Citi ThankYou factors
Backside line
Citi ThankYou Rewards factors are maybe probably the most underrated of the key factors and miles currencies. Regardless of some negatives, Citi ThankYou factors stay invaluable, particularly for these seeking to e-book award flights on worldwide carriers.
If you wish to maximize the Citi ThankYou Rewards program, having a premium Citi ThankYou card just like the Citi Status or Citi Premier is essential. These playing cards unlock transfers to all of the Citi ThankYou companions at the perfect charge, which might present many high-value award reserving choices.
